A loan signing agent in Sonoma County, California, is a notary, but not every notary is a loan signing agent (LSA). Briefly, loan signing agents notarize and certify financial and legal documentation related to loans and real estate transactions. A notary is a public officer commissioned by the Secretary of State and certified to witness and confirm the signing of documents, while also verifying the identity of the signers.
Although they have overlapping responsibilities, key differences exist between them as provided by notary services in Santa Rosa, California. Here are some:
- Scope of Work
Since LSAs are certified to assist borrowers in closing loans, they are most prominent in real estate and mortgage transactions. Meanwhile, a notary public without the signing agent certification typically acts as an impartial witness for a client. So, Notary Publics generally have a broader target market for legal, financial, and personal document notarizations. - Expertise and Training
Financial services industries involve more complicated and sensitive transactions, so LSAs are trained to process loan document packages. Notary publics are responsible for verifying identities and witnessing signatures, so they’re trained to administer oaths and affirmations, including certifying essential documents.
Both LSA’s and notary publics are prohibited from giving legal advice because they are not lawyers.
Diana of Diana’s Mobile Notary is a mobile notary in Sonoma County, California. As a certified LSA and commissioned notary public, Diana provides professional and convenient services at a time and location that is convenient for each client. Give her a call today. 707-328-1289
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